Preparing archives for an origination audit
A short checklist for operations teams before a sample-based financial audit of loan origination applications begins.
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Practical notes on examining loan origination applications, sampling, and credit-file evidence.
Income evidence that survives a file review
What holds up when reviewers test stated income inside loan origination applications for retail and SME credit.
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Reading exception memos the way a reviewer does
Exception approvals often carry the real story of a loan origination application — if the memo matches the evidence.
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Sampling loan files without quiet bias
How stratified pulls keep a financial audit of loan origination applications honest when product mixes shift mid-period.
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