Preparing archives for an origination audit
A short checklist for operations teams before a sample-based financial audit of loan origination applications begins.
Name a single logistics contact. Split ownership between credit, operations, and IT usually costs a week before the first file opens.
Stage the sample folders — physical or digital — before the start date. Reviewers billing against an engagement clock should not spend day one hunting missing volumes in a provincial storeroom.
Provide the policy pack that applied during the booking period, including temporary product bulletins. Auditing yesterday’s files with today’s checklist creates noise that helps no one.
If bilingual documents are common, tell us up front. We plan reviewer time differently when half the evidence pack is in Thai and the credit memo is in English.